Best Money Making Apps: Easily Make $100 with Just Your Phone

Let’s face it, at some point in time, we could all use a little extra money. Whether it’s to help buy groceries, pay the rent or just to enjoy a night out. Money does not stretch as far as it used to and sometimes it’s nice to have some options to make some extra cash. So, how can you make money online?   

If you are like me, you probably always have your phone on you (or close by) so why not let your phone work for you. There are some really great FREE money making apps that you can use to earn some extra cash. I even use these apps to make the money I need to pay for my phone bill. This way my phone basically pays for itself. 😉

These money making apps aren’t going to make you rich or replace your day job; however, they can help you make a little extra money on the side.

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Refer and Earn Apps

Dosh has become one of my favorite money making/money saving apps out there. In brief, Dosh is an app that you download, register an account by linking your debit/credit card(s) and then make purchases as you normally would. Dosh will watch for all the cashback options available and automatically credit your account with each offer it finds. 

With Dosh you can earn some serious extra cash with very little effort. Currently, Dosh is paying $5 for every single person you refer that completes the registration. Not only that, but the person you referred will also get a $5 welcome bonus to get them started. Simply share your referral link with all your friends and family, and share it on social media. 

If your friends aren’t into saving money and making their own money, you can tell them to delete the app after they complete the registration and you get your notification that you received your referral credit. You can sign up with Dosh and receive your $5 welcome bonus by clicking the link below. Dosh will then create a personal referral link for you to use. 

*Dosh frequently runs promotions offering higher payouts so watch for these* 

During their last promo they were paying out $15 for every person who signs up with your referral link (that’s $15 for the person who refers the app AND $15 for the person who signs up). You’ll typically see these around the holidays. 

There is a minimum balance of $25 required to cash out but this is not hard to get to when you spread the word about how easy it is to make money by simply downloading a free app. It’s even easier when the promos come out. They even make it easy to share with social share links. 

Click here to start making money with Dosh.

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Drop is very similar to Dosh. Both the app and the referral process work the same. I actually earn a lot more cashback through Drop than I do with Dosh but I have never seen Drop run any promos where they increase the referral payout. 

Just like with Dosh, you earn an initial $5 welcome bonus when you activate your account and complete your registration. You will then be given a unique referral code to share with your friends and family. For each person you refer who creates an account and their registration, you will earn a $5 referral bonus. Drop also makes sharing your referral code easy. You can text, email or share on social media directly from the app. 

Click here to get started with Drop.

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Conduct Store Audits

This is a really great app, I use it all the time. It is very user friendly and all you need is your phone. Field Agent is a lot like being a secret shopper. After creating an account, it will load “jobs” in your area that you can choose to accept. The jobs vary from Buy & Try, Audits, Scavenger Hunts and Customer Service Audits. 

Buy and Try – This is my least favorite of the jobs but it is totally up to you which jobs you want to accept. I only accept these jobs when they offer jobs on items I already plan on purchasing. 

With buy and try they will list an item you are required to purchase. Once you purchase the item you will take a photo of the item and the receipt (sometimes they may ask for some other photo for example where it was located in the store) and ask for feedback on the item. You are then reimbursed for the item plus compensated for your time. 

Audits – For audits you are typically asked to take pictures of aisle end caps, promotional featured item or specific items that are supposed to be at the registers. They will usually ask you to snap some pictures and answer a few questions about how easy it was to spot. 

Scavenger Hunts – This is pretty self-explanatory. The job will list some specific items in the store and you are tasked with locating the item, taking a few pictures and scanning it if you can find it. My guess is that they want to see how easy it is for the companies product to be found by consumers. 

Customer Service Audits – These tasks are the most involved and time consuming but also typically pay the most. They usually ask you to interact with a specific amount of employees within the store. It usually includes a member of management. You need to keep track of the names of the individuals you spoke with and then you will answer several questions about your interactions. 

The pay varies for each task but typically they range from $6 – $13 and there is often several tasks available to complete. You can usually expect payment to be credited to your account within 48 hours. There is no minimum balance required to cash out and Field Agent pays via direct deposit.

Click here to get started with Field Agent.

Gigwalk is very similar to Field Agent. All you need to do is download the free app and setup your account. It only takes a few minutes and you will be ready to search for available jobs in your area. The jobs offered are very similar to the ones I went into more detail in the Field Agent section above. 

Payments are sent 48 hours after approval via PayPal. Click here to get started with Gigwalk.  

This is another app similar to Field Agent and Gigwalk. Find quick jobs at local stores and shops. Take photos of products, check prices, and review promotions. It’s as easy as shopping. Again, payments are sent 48 hours after approval via PayPal. You can start today, no application or experience needed.

Click here to start making money with Easy Shift.

No this is not a survey taking app. Merchandiser by allows you to make money by completing retail services gigs in local stores. Signing up is super easy. The app is available for Android and IOS users and you can get started accepting gigs within a couple minutes. 

Merchandiser offers several different types of gigs to choose from. When you first sign up it gives you an overview of each type of gig and you can select each type of gig you are interested in. Going forward you will only be shown gigs from those categories. 

Audits – For these gigs you will take photos and enter information about different products and promotions.

Product Demos – Complete in-store sampling events and introduce shoppers to products.

Brand Ambassador – Introduce new products to store managers and ask them to place orders. 

Merchandising – Stock shelves, build displays, and place stickers on items.

Resets – Update the shelf layouts in entire store sections.

The amount paid for each task really varies greatly depending on the task. Obviously if you are doing a quick audit of an end cap you are going to make much less than if you are doing a reset. Just with the store audits I have done some that pay $7 and others that require more detail that pay $25.

Prior to accepting any gig it explains in detail what would be required of you and how much you will be paid if you choose to accept the gig. You can decide which ones to accept from there.  

As long as you complete the work as assigned, gigs are typically approved within 8 business days. Once your gig is approved you can request payment. Payments are processed three times each month. 

You can get started making money with Survey Merchandiser by clicking here.

Make Money As A Usability Tester

This is a usability testing website. Although you will need to create an account on their, once that is done, you can get a link to download it to your phone. If you aren’t familiar with usability testing, it’s simply reviewing an app or a website to determine how user friendly the site is. 

The usability test will require you to complete different tasks on a specific website, while talking aloud. This allows the company to hear your thoughts as you navigate through the site. After navigating the site, you will be asked to answer a few questions, and provide any additional feedback that may be useful. 

Tests typically take 10-15 minutes to complete and each test pays $10. Even if it took you the max 20 minutes, you could complete 3 tests an hour and make $30 an hour from home with User Testing. Currently the only payout method offered is through PayPal. 

Click here to start making money with User Testing.

This is another usability testing website but they do have a very user friend app that you can download for both Android and IOS. Once you download the app you can create your account within a couple minutes. 

Just like with User Testing and all other usability testing sites, you are tasked with giving feedback regarding the usability of a website or mobile app to help a company understand how user friendly their site may or may not be. 

The available tasks you can find on Userlytics typically pay anywhere from $5 to $15 each however, they do have some tests that can pay as much as $90. Payments for approved tests are paid once every 15 days.

You can click here to get started with Userlytics.

Final Thoughts

Try a few of these out and see which ones work for you. I switch them up and make them work for me depending on what I’m doing that day. If I have some quiet time in the mornings, I’ll do some of the usability tests. They really are super easy and I can usually complete them within 10 minutes. $10 every ten minutes isn’t bad. 


If I need to go to Walmart for groceries I check Field Agent and see if there are any audits I can do while I am there or if any items I need already are on the buy and try list. If I am going to be there anyways, I might as well pick up some extra cash. 

Make them work for you. If you have some great free apps you like to use, please share the details in the comments below. I would love to add more resources to this list.

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Best Money Making Apps: Easily Make $100 with Just Your Phone

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